💼 Business & Finance ↑ 3% growth · Average

Personal Loan Officer / Consumer Lending Specialist

Personal loan officers help individuals secure auto loans, personal loans, and lines of credit — evaluating creditworthiness and guiding applicants through the process. Banks, credit unions, and online lenders are all major employers, and experienced officers move into branch management or commercial lending.

$65,740 Median Salary
143K US Jobs
2–4 years Training
$5,000–$30,000 Typical Cost

💰 Salary & Earning Potential

Salary data from the U.S. Bureau of Labor Statistics (BLS). Figures represent national averages — local wages vary by state, city, and employer.

Entry Level
$40,000
Median
$65,740
Experienced
$95,000
Want your state's salary? Select a state below to see local wage data, demand, and training programs.

📈 Job Outlook

3%
Projected Growth (10yr)
Average
143K
Total US Jobs
Active positions nationwide
NMLS License
Required Credential
NMLS License (for consumer mortgage) or Bank Training

🎓 Training & Education

Typical Program
Business or Finance Degree + On-the-Job Training
Program Length
2–4 years
Typical Tuition
$5,000–$30,000
Work Setting
Banks, credit unions, online lenders, auto dealerships
🏆 Credential Required: NMLS License (for consumer mortgage) or Bank Training

☀️ Day in the Life

A typical day as a Personal Loan Officer / Consumer Lending Specialist involves working closely with clients and colleagues in a Banks environment. You'll apply your training daily while building expertise and advancing your career.

⚖️ Pros & Cons

Advantages

  • ✅ Strong job security
  • ✅ Rewarding work
  • ✅ Clear career progression
  • ✅ Growing demand

Challenges

  • ⚠️ Can be physically demanding
  • ⚠️ May require ongoing certification
  • ⚠️ Entry-level wages vary by region

🗺️ Personal Loan Officer / Consumer Lending Specialist by State

See local salary data, licensing requirements, and schools in your state:

🏫 Schools and programs related to Personal Loan Officer / Consumer Lending Specialist

USA Career Finder combines federal education datasets, state-approved training lists, workforce training provider lists, and licensing-board sources where available. Always confirm program availability, cost, admissions requirements, and licensing eligibility directly with the school.

Federal dataset match
Community College

Gateway Technical College

📍 Kenosha, WI
Award
Federal dataset match
Community College

Century College

📍 White Bear Lake, MN
Certificate 1-<2yr
Federal dataset match
Community College

Northwood Technical College

📍 Rice Lake, WI
Award
Federal dataset match
Community College

Hocking College

📍 Nelsonville, OH
Certificate 2-4yr
Federal dataset match
Community College

Harrisburg Area Community College

📍 Harrisburg, PA
Award
Federal dataset match
Community College

Brookdale Community College

📍 Lincroft, NJ
Certificate 2-4yr
Federal dataset match
Community College

Nassau Community College

📍 Garden City, NY
Certificate 2-4yr
Federal dataset match
Technical College

Bridgerland Technical College

📍 Logan, UT
Certificate 1-<2yr
Federal dataset match
Community College

Genesee Community College

📍 Batavia, NY
Certificate 2-4yr
Federal dataset match
Community College

Rockland Community College

📍 Suffern, NY
Certificate 2-4yr
Federal dataset match
Community College

Salt Lake Community College

📍 Salt Lake City, UT
Certificate 2-4yr
Federal dataset match
Community College

Los Medanos College

📍 Pittsburg, CA
Certificate 2-4yr
Federal dataset match
Community College

College of DuPage

📍 Glen Ellyn, IL
Certificate 2-4yr
Federal dataset match
Community College

Jefferson Community College

📍 Watertown, NY
Certificate 2-4yr
Federal dataset match
Community College

Johnson County Community College

📍 Overland Park, KS
Certificate 2-4yr
Federal dataset match
Community College

SUNY Westchester Community College

📍 Valhalla, NY
Certificate 2-4yr
Federal dataset match
Community College

Community College of Philadelphia

📍 Philadelphia, PA
Certificate 2-4yr
Federal dataset match
Community College

El Paso Community College

📍 El Paso, TX
Certificate 2-4yr
Federal dataset match
Community College

Mesa Community College

📍 Mesa, AZ
Certificate 2-4yr
Federal dataset match
Community College

Phoenix College

📍 Phoenix, AZ
Certificate 2-4yr
Federal dataset match
Community College

Kirkwood Community College

📍 Cedar Rapids, IA
Certificate 2-4yr
Federal dataset match
Community College

Middlesex Community College

📍 Bedford, MA
Certificate 2-4yr
Federal dataset match
Community College

Orange Coast College

📍 Costa Mesa, CA
Certificate 1-<2yr
Federal dataset match
Community College

Alexandria Technical & Community College

📍 Alexandria, MN
Certificate 2-4yr
Federal dataset match
Community College

Herkimer County Community College

📍 Herkimer, NY
Certificate 2-4yr
Federal dataset match
Community College

Hudson Valley Community College

📍 Troy, NY
Certificate 2-4yr
Federal dataset match
Community College

Horry-Georgetown Technical College

📍 Conway, SC
Certificate 2-4yr
Federal dataset match
Community College

Middlesex College

📍 Edison, NJ
Certificate 2-4yr
Federal dataset match
Community College

William Rainey Harper College

📍 Palatine, IL
Certificate 2-4yr
Federal dataset match
Community College

Connecticut State Community College

📍 Hartford, CT
Award
Federal dataset match
Community College

Des Moines Area Community College

📍 Ankeny, IA
Certificate 1-<2yr
Federal dataset match
Community College

Grand Rapids Community College

📍 Grand Rapids, MI
Certificate 2-4yr
Federal dataset match
Community College

Normandale Community College

📍 Bloomington, MN
Award
Federal dataset match
Community College

Northland Community and Technical College

📍 Thief River Falls, MN
Certificate 2-4yr
Federal dataset match
Community College

Community College of Rhode Island

📍 Warwick, RI
Certificate 1-<2yr
Federal dataset match
Community College

Lakeshore Technical College

📍 Cleveland, WI
Award

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